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Debra Markovich, Managing Director:

Debra is the Co-Founder and Managing Director of San Juan Mortgages, an affiliate of the Arbor Financial Group. She has nearly 20 years of experience in the residential real estate industry, commencing her career as a real estate agent for Coldwell Banker, then transitioning to mortgage banking in 2005.


Debra has extensive experience across all types of mortgage loans and buyer profiles including self-employed borrowers. She has helped her clients secure hundreds of loans and has successfully guided her clients through many complex loan situations. Debra is known for her ability to anticipate issues, facilitate resolutions, and create a team atmosphere, that has proven to be indispensable when working with both real estate agents and borrower clients. She is fortunate to be recognized by real estate professionals and her clients for her tact, diplomacy, patience, and ability to listen and perform. 


As a result of observing a lack of creative loan products and corresponding unmet borrower needs in the area, Debra co-founded San Juan Mortgages to better serve the communities of the Western Slope of Colorado. San Juan Mortgages represents more than 75 lending institutions that offer dozens of types of loan products and structures.


As a full-time resident of beautiful Ridgway, Colorado, Debra enjoys hiking the San Juan range, 4WDing, cooking, practicing Yoga, writing articles (published), and spending time with her family.

 Matt Marovich, (not misspelled) Mortgage Banker:

As a 20+ year veteran of the mortgage industry I bring experience, efficacy and transparency to the industry. I first fell in love with CO after attending college in Boulder where I developed a fond appreciation for the outdoors and there’s no better place to experience that than CO! When I am not outdoors you can find me on my yoga mat or doing environmental charity work.